If you are living in France on a regular basis, our French Top-Up Health insurance is specially designed for expatriates in France. Please take a second to click the verification link, Eiffel Excellence Scholarship Program 2022 at French Ministry of Foreign Affairs, France [Allowances Rs. France. Many international students are eligible to take part in France's universal health care coverage, though this depends on factors such as age . Good medical coverage is no mystery. Working with IBM Business Partner DeltaDB, the company moved its mission-critical insurance application to run on IBM Db2®—boosting application performance and cutting costs by 80 percent. Fax: +33 (0)5 45 31 33 14. En France, 230 collaborateurs du Groupe MGC sont présents sur 7 sites et 5 régions. +33 1 44864242. Alan est soumise au contrôle de l'Autorité de contrôle prudentiel et de résolution (ACPR), 4 place de Budapest, 75009 Paris. You need rock solid top-up health insurance. The student awardee has one year from the end of the scholarship to take advantage of the return trip benefit. Found inside – Page 621Int R Ag Econ 9 , no 7 : 556-7 Jl '18 Agricultural mutual insurance from 1914 to 1919 in France . Int R Ag Econ 11. no 12 : 86382 D '20 ... Int R Ag Econ 11 , no 11 : 782-4 N '20 Mutuelle - labour insurance society in France . Source : « La place de la complémentaire santé et prévoyance en France », document de travail du HCAAM, janvier 2021. That's six years of providing fabulous, helpful service to our British clientele and that's what we'll keep doing. Found inside – Page 621Int R Ag Econ 9 , no 7 : 556-7 Jl '18 Agricultural mutual insurance from 1914 to 1919 in France . Int R Ag Econ 11 , no 12 : 86382 D '20 Agricultural mutual insurance societies at the end of the war in France . A. Dariac . Friendly English speaking staff providing Insurance for all Personal and Business needs -Free Quotations, Competitive Pricing -We have very competitive prices for caravans, camper vans . Covea, created from the merger of three mutual insurance companies—Mutuelle d'Assurance des Artisans de France (MAAF), Mutuelle du Mans Assurance (MMA), and Garantie Mutuelle des Fonctionnaires (GMF)—insures one household out of every three in France. Our job is to solicit the largest insurance groups to bring you the best financial and technical solutions regarding your individual health insurance needs in France. Quick facts on the healthcare system in France. Whatever the gross salary, the scheme is calculated with the PMSS basis ( 3218 Euros 2016). Mutuelles de santé can only be offered by mutuelle health insurers (les mutuelles de santé), which are non-profit cooperative insurance bodies owned by their policyholders.. Employees already benefiting from a company MUTUELLE eventually thanks to their spouse. This has led to a drop in the number of abortions. 78 cours Portal, 33000 Bordeaux, France In 2019, an estimated 3.1 million people owned a Harmonie Mutuelle health insurance plan in France. Of course, prices vary depending on the policy too: the stronger the policy is, the more you will pay for your health insurance. it's like an health insurance card except in France we have the "common insurance" and the "mutuelle" wich is the insurance you can chose and that complete the first one.. the Carte Vitale is . How much additional reimbursement you get depends on what level of cover you pay for. Your complementary health insurance is in direct contact with the French social security establishment and will directly pay the bill. Allianz France. Medical insurance in France forms part of the average household budget. We did the right thing and got our mutuelle insurance (top up insurance for the 30% the government definitely will not pay for) and got a medium level cover. 1; 2; Next. Found inside – Page 125He saw these mutuelles as in practice being the earliest form of agricultural syndicate and he expressed surprise that the ... In local mutual insurance societies , by contrast , the average premium was 2 per cent or even less , because ... Philippe Arpagian. By law they have to cover a minimum 50 percent of the mutuelle's cost and companies also tend to offer workers extended medical cover for their family members as a perk. If you stay more than 3 months in France, you have to check-in on Assurance maladie website to enroll freely into mandatory health insurance Round-trip international air travel between the awardee’s home country and France. Found inside – Page 713In addition to such insurance of the employee , the contract usually provided for the insurance of the employer against ... The Mutual Accident Insurance Fund of the French Iron Manufacturers ' Association ( Caisse syndicate d'assurance ... Employees are in fact expected to join . Found inside – Page 713The Mutual Accident Insurance Fund of the French Iron Manufacturers ' Association ( Caisse syndicate d'assurance mutuelle des forges en France ) , organized in 1891 , was the most important of these , and the first mutual association to ... Found inside – Page 68GMF Group ( Garantie Mutuelle des Fonctionnaires ) currently active in 12 states ; propertycasualty insurance for civil. Insurance Head Office Consolidated Turnover Breakdown Other 76 , rue de Prony 75017 Paris Tel : ( 1 ) 47 54 10 10 ... 1 cours Michelet - CS 30051. Just one round-trip ticket will be reimbursed, even for doctoral candidates who specified a split scholarship period in their application. What is a mutuelle? International health insurance is a typical private health insurance with the additional benefit that that they are also valid abroad within the area of cover chosen. Money in France is denominated in the euro, and can be written as EUR in global trading markets or simply as €. Get Directions. Noticebard | Sciences | Eiffel Excellence Scholarship Program 2022 at French Ministry of Foreign Affairs, France [Allowances Rs. This guide explains the public and private health insurance on offer in France, and how you can access treatment. 05 56 44 16 84. We cover the needs of over 45 million people around the world, 24/7. En savoir plus Fondée en 1968, Gan Assurances est une filiale de Groupama qui commercialise des assurances auto, habitation, santé, prévoyance, épargne, retraite et . You must be logged in to reply to this topic. While some insurance companies cover gear, there's a lot of variation. This volume contains short structured profiles of markets for VHI in 34 countries in Europe. These are drawn from European Union member states plus Armenia Iceland Georgia Norway the Russian Federation Switzerland and Ukraine. Some contracts also cover the whole family. Within 2 months of arriving in France, student awardees are required to subscribe to a supplemental health insurance plan, the cost of which is reimbursed upon presentation of proof of enrollment up to a maximum amount set each year by the Ministry of Foreign Affairs. Found inside – Page 23Mutuelle Lyonnaise , 2 Rue Taitbout ( head office Lyon ) ; Mutuelle Parisienne , 34 Rue de Provence ; Mutuelle Vie , 2 Place du ThéâtreFrançais ( head office ... Nearly every French life insurance company operates in the district . Should I get a French mutuelle health insurance? Fax: +33 (0)5 45 31 33 14. French Social Security covers only a portion of your medical costs. Found inside – Page 293Offers a range of cultural activities ; a useful place for meeting French people MNEF Mutuelle Nationale des Etudiants de France . Most useful as suppliers of insurance to “ top up ' either E111 or Sécurité Sociale Etudiante , or for ... Health Systems in Transition: Canada provides an objective description and analysis of the public, private, and mixed components that make up health care in Canada today. Found inside – Page 327CGU, Norwich merge to form biggest British insurer. Agence France-Presse, 25 July 2000. British CGNU sells German general insurance business. AISAM, 2006a. Comments from the mutual insurance sector to the European Commission regarding ... This electronic version has been made available under a Creative Commons (BY-NC-ND) open access license. This book provides a complete overview of the of parties in France. 14. The Legal ground concerning the obligation for the employer to cover this risk is based on the following main regulations : Campus France may suspend payment of living expenses and related services if the student awardee does not provide proof of enrollment in a supplemental insurance plan within 2 months of his or her arrival in France. Publication of results: week of 4 April 2022. At end-2020, Caution Habitat and CMH together guaranteed around 41% of the home loans originated by CM Alliance Federale. Found insideThere are strongdifferences across Europe: forsome countries(e.g., France, Germany, theNetherlands andthe UK), mutual insurance accounts for alarge portion ofthetotal insurance markets (seeBox 1.1foran example ofa successful French ... If you worry about the gap, you can choose to top up your health cover with a private health insurance policy, known as a mutuelle. Votre agent Mutuelle de Poitiers est à votre écoute pour tous vos besoins d'assurances tant pou. 92076 Paris La Défense Cedex. Panne Maxi …. The mutual health or complementary health insurance therefore supplements the reimbursement of social security. Les besoins d'un retraité ne sont pas les mêmes que ceux d'un étudiant tout comme les besoins d'une personne de 60 ans ne sont pas les mêmes qu'un senior de 95 ans. Found inside – Page 10177B England-Angleterre Old Mutual Accident Insurance Society see Ancienne Mutuelle Accidents Société d'Assurances à ... 319C France Pearl Assurance Company, Limited. ... 336A Canada Philadelphia Manufacturers Mutual Insurance Company. Most mutuelles will cover the remaining 30 percent of your general healthcare costs, including emergency hospital treatment. As the State health system in France only picks up a percentage of your health costs for routine care, most people take out a complementary health insurance policy for . No-claims deductions accrue at the rate of 5% a year and it takes 13 years of no-fault driving to obtain a full 50% no-claims bonus. Health insurance in France Medical plans. Crevaison, panne de carburant, perte de vos clés…. It is usually proposed by your employer in the private sector. But considering these points will help you make the right choice. ESG CONSIDERATIONS You'll get a dedicated English-speaking Broker who's also a French native speaker so that you'll avoid the pitfalls and headaches of the French system. History, French language and civilization. We cover the whole of the French territory and we specialize in Health Insurance, Top-Up and Full Private . Crédit Mutuel announces that it is eliminating overbilling in borrower insurance for its historical customers with health concerns. Start your review today. Cigna Santé Globale is a benefits package specifically created for companies based in France with a globally mobile population. Found inside8C France Adriatic Insurance Company (Compagnie Adriatique d'Assurances) . - | 3C ltaly-Italie Adriatic Insurance ... 26C U.S.A.—E. U The Albion Insurance Company of Canada . .. , - - 16A Canada Allendale Mutual Insurance Company , . This book has been written to help you understand the differences between the UK and France. Found inside – Page 733... AND SERVICES 631 Life insurance Garantie Mutuelle des Fonctionnaires 02250 Generali Assurances IARD 02313 Generali France Holding 02315 GIE AFER 02347 GMF Assurances 02381 GPA IARD SA 02393 GPA Vie 02394 GROUPAMA SA 02425 Groupe des ... I can't for the life of me figure out if this applies to "mutuelles" (top-up health insurance plans) or not. Health insurance. Found inside – Page 144As this book went to press , Raffarin and Chirac were promising to provide supplementary insurance to all French citizens . In 1980 , 85 % of cadres were covered by mutuelles ( supplementary medical insurance groups ) . This insurance aims at compensating financialy both the employee or/and his/her family in case incapacity or death. Your email address will not be published. The Eiffel Excellence Scholarship Program (Eiffel Program) has two components: The Eiffel Program was established by the French Ministry of Foreign Affairs to help French institutions of higher education in their efforts to attract top foreign students to their master’s and doctoral programs. Oct 9 2021. Only 70% is covered by the state, leaving the . Health insurance in France France's health system is a world-beater. All international students studying in France are required to be covered by health insurance, either public or private. Send e-mail. Contraception has been free in France for those aged between 15 and 18 since 2013 and for the under-15s since August 2020. Private health insurance (santé complémentaire or mutuelle) is available from any medical insurer. Rates vary depending on the degree of cover required and status of the applicant. The master’s component offers 12 to 36 months of funding to enable scholarship holders to earn a master’s-level degree. 13 talking about this. There are 335 companies in the AESIO MUTUELLE corporate family. Home / Forums / Health, Fitness & Beauty / Top up health insurance (Mutuelle) This topic has 13 replies, 10 voices, and was last updated 3 years, 6 months ago by tigre . Son siège social est au 117 Quai de Valmy, 75010 Paris. Car insurance bonuses and penalties in France. Supplemental health insurance ("mutuelle"). In this document, the employer will have to specify who is affected by the Law. with 70% reimbursed by sécu if you have a médecin traitant declared and the rest reimbursed if you pay for a mutuelle). Contributions relating to Prevoyance & Mutuelle schemes are due to be paid at the same time as other contributions such as URSSAF, POLE EMPLOI & PENSION, on a quaterly basis. The cost of achieving that ranking and of maintaining it is expensive and it is possible only because France's citizens contribute to it out of their own pockets. Les conseillers de Prévifrance Rodez sont à votre écoute. Insurance, the group's second-largest business line. France - Cigna Santé Globale. Pour cela, les assureurs . If this is no such nomination, any existing Insurance company can be contacted in order to obtain quotations. The doctoral component supports up to 12 months of doctoral research in France as part of a joint doctoral program. Covering Charente, Vienne and Deux Sevres. Thanks to your AXA mutuelle health insurance, you enjoy exclusive benefits from our Itelis health professional network.In addition, benefit from preferential terms for the purchase of your eyeglasses with easy-verres.com. 2. Save my name, email, and website in this browser for the next time I comment. Healthcare for expats in France. Employees who may be exempt have to inform their employer and confirm that they have chosen not to join the Health scheme when signing the DU. - TOP PROTECTION WITH SMENO TOP-UP INSURANCE, STARTING FROM €12.75! Medical insurance in France has been a hot topic since the French healthcare system was overhauled in 2016. 1 L]: Apply by Jan 7. Prévoyance: Rates are based on the status of the employee (cadre or non-cadre), on age, on medical profile (medical questionnaire to be completed)and on CBA. Philippe Arpagian. National agreement for the private sector : Accord National Interprofessionnel ( A.N.I) dated 11 Janvier 2013, Law dated 14 Juin 2013 relating to conditions of Employment, Decree n°2014-1374 dated 18 Novembre 2014 relating to the so called « Contrat Responsable » defining employer’s liabilities, Sectorial agreements and Collective Bargaining agreement, Complementary Health Insurance (Mutuelle), The Prevoyance contributions are calculated on the total gross salary divided into thresholds A /B/ C. The Mutuelle contributions are calculated on a set basis called PMSS or Threshold A , whatever is the gross salary amount. The government . The exact share of costs between employer and employee should be selected for Threshold B & C. Ex for CBA 3018 IDCC 1486 SYNTEC (AXA quotation), Mutuelle: Rates are based on the scheme choosen ( minimum dictated by Law OR additional reimbursement for dental, optical problems...The average age and the number of individuals joining the scheme may also affect the contribution rates. The mutelles control around 56% of the market, with the private insurers picking up around 27%. Found inside – Page 40For example, the French mutual MAIF (Mutuelle d'Assurance des Instituteurs de France) was originally set up to provide insurance for primary school teachers, and it remains strongly oriented to the educational world. Found insideWant to make sure your contact lenses are paid for in full by your insurance company? Identify that concern when making your mutuelle purchasing decision. In addition to all the private agencies offering mutuelles, the government also ... Its purposes are (i) to train future foreign decision-makers in the private and public spheres in priority areas of study and (ii) to attract applicants from developing countries to French master’s programs level and applicants from developing and industrialized countries to French doctoral programs. The maximum is unrelated to the length of enrollment. Campus France will provide a train ticket to the awardee’s first study location and a second ticket from the last study location to the airport from which the awardee will return to his or her home country. An internal formal agreement called DU (Déclaration Unilaterale) will have to be drafted and communicated to the employees to clarify the new Law and the way the company is enforcing the Law internally. For a minimum level of reimbursement set by Law « Mini scheme», for an average age being less than 40, including children, we obtained a rate of 1.87 % of the PMSS. By law they have to cover a minimum 50 percent of the . No spam. https://www.mutuelle.com, la mutuelle santé au 0 805 250 808 77 Boulevard Charles de Gaulle, 64140 Lons, France La mutuelle MGC est depuis plus de 130 ans la première mutuelle santé des agents SNCF et de leur famille . All those cares costs can be refunded partly by Assurance maladie (mandatory health insurance), partly by "mutuelles" like LMDE (additionnal health insurances). International health insurance. www.allianz.fr. Click here to view the official notification for the Eiffel Excellence Scholarship Program 2022. Found inside – Page 48In France about 20% of Long Term Care is through mandatory, guaranteed issue, group insurance.34 LTC insurance in France is mainly sold through 'mutuelles', (see 'mutuals and mutuelles' below). In 2010, 2 million members of a 'Mutuelle' ... This can affect you if you are moving over to work for an employer or if you are looking to set up as an employer in France. 16700 Ruffec. Depuis plus de 80 ans, Groupe France Mutuelle défend les valeurs mutualistes, profondément ancrées dans son fonctionnement et ses choix. 22 French words to help with a visit to the doctor in France. We have solutions for both Small/Medium groups with 2-49 expatriate employees and Large groups with 50 or more expatriate employees. Interested students should contact the institution that is to submit their application to determine that institution’s deadline for submission of students’ application materials. Reimbursement of up to €50 of the cost of travel via taxi or public transportation from the airport or train station to the first study location. Not the basic, not the private room but the most things are covered. Found inside – Page 62MUTUAL FARM INSURANCE In France , mutual farm insurance , social security for agricultural workers , and family benefits for the agricultural population are closely integrated at both regional and national levels . You can unsubscribe any time. Allianz France. The differential regulatory treatment was in France divides healthcare institutions in to hospitals, which are publicly owned, . The scholarship may be used solely for academic work performed in France, except in certain cases involving internships and exchange periods, as detailed further on. France operates the no-claims bonus system used in many other countries. With contributions from over 30 scholars, A Global History of Consumer Co-operation surveys the origins and development of the consumer co-operative movement throughout the world from the mid-nineteenth century until the present day. Other quick statistics on the French healthcare system: Average cost of an emergency room visit: €100 (£93, US$120, AU$150) without coverage, €10 with coverage. Found inside – Page 499For instance , mutual insurance societies may : serve a particular region and / or trade - sector and distribute their services ... La Mutuelle assurance artisanale de France ( MAAF ) ( Mutual Insurance Society for French Craft Trades ) ... Ranked second and third were MGEN and Malakoff médéric. Its main business activities, both in France and abroad, include auto, home, life, and . If you live in France, you have to have some form of health insurance by law. Brings together a series of detailed case studies undertaken to assess the key issues affecting the health workforce in a range of European countries. We offer a full suite of health services, allowing . Une assurance adaptée à vos besoins et votre budget. Since 2016 private companies in France have to provide employees with a private health insurance policy known as a mutuelle collective. 16700 Ruffec. 29 were here. Attracted by the quality of life, quality education, security and government aid, many who choose to live in France if only for a few years. If this is your case, in this book we will explain everything about how to live in France. Pendant vos vacances, MMA intervient aussi 7j/7, 24h/24 pour assurer votre mobilité…. Found inside – Page 477proprietors of insurance companies have led very much to the state of things which now exists . ... he stated that “ La Mutuelle Vie , the head office of which is at Rouen , is the only mutual company for life assurances in France . 1 L]: Apply by Jan 7. The Covid crisis is impacting on complementary 'top-up' health insurance premiums. The concept of the mutuelle actually began way back in French history before the Revolution, but they were only developed in earnest into large organisations after the Second World War in an effort to give better . Aema, including Aviva France, is the fifth-largest insurance group in France, with revenues of around EUR14.6 billion on a pro-forma basis (for the acquisition of AVIVA France) at end-2020. Deadline for receipt of applications by Campus France: 7 January 2022. Should I get a French mutuelle health insurance? Cost to be shared between employer & employee. In France, the average cost of health insurance for one person is 40 EUR (45 USD) per month. I'll be working remotely from France. In the case of the private insurers the major players for individual insurance are Covéa, Axa, Groupama, Swiss Life, Macif and Alliancz (and their subsidiaries), whilst the major mutuelles are MGEN, La Mutuelle Générale, Harmonie Mutualite and MNH. An investment of 70 million euros for the mutualist group which intends to win over and retain its customers. Our teams work every day to reassure and support . Found inside – Page 62MUTUAL FARM INSURANCE In France , mutual farm insurance , social security for agricultural workers , and family benefits for the agricultural population are closely integrated at both regional and national levels . Found inside – Page 713The Mutual Accident Insurance Fund of the French Iron Manufacturers ' Association ( Caisse syndicate d'assurance mutuelle des forges en France ) , organized in 1891 , was the most important of these , and the first mutual association to ... Found insideto a complementary health insurance (une mutuelle) which is also compulsory. The individuals pay their health care and drugs (médicaments) bills. The Social Security pays a certain percentage back and the mutuelletops up the ... Please check that the contracts are in place carefully each time a new employee joins. l'agence de Rodez dispose d'une multitude de solutions qui s'adapte à tous. Discover more about La Mutuelle Générale. It is compulsory in France for an employer to provide an employee with a top-up mutuelle (health insurance) policy. The business is based out of France. Some contracts also cover the whole family. The two spheres of Eiffel scholarships are available in the following seven fields: French institutions nominating candidates for the Eiffel Program commit to admit them to: The Eiffel scholarship consists of a monthly allowance of €1,181 (a maintenance allowance of €1,031 plus a stipend of €150). 8 November. Found inside – Page 10The section on France contains the following : Organization of agricultural insurance , by René Worms , pp . 649-650 ; Mutual cooperative insurance societies , by Tourman , pp . 650--651 ; Reinsurance associations , by Albert Viger ... Mutuel insurance. Tel: +33 (0)5 45 31 00 92. Terms & Conditions Ex for CBA 3018 IDCC 1486 SYNTEC (AXA quotation), Employees benefiting from ACS or CMU-C schemes. Found inside – Page 62MUTUAL FARM INSURANCE In France , mutual farm insurance , social security for agricultural workers , and family benefits for the agricultural population are closely integrated at both regional and national levels . Applications are invited from eligible candidates for the Eiffel Excellence Scholarship Program 2022 in France. Exclusive benefits and discounts thanks to you mutuelle health insurance. It is not mandatory but it is highly recommended to have one. Finding the right voluntary (called "top-up") insurance provider isn't that easy in France. Covering Charente, Vienne and Deux Sevres. France Expat Forum for Expats Living in France. La Mutuelle Generale provides insurance services. A mutuelle is a top-up or complementary health insurance plan that covers what the standard obligatory Sécu doesn't. "While most doctors' offices won't break the bank in France, other healthcare services can get expensive," says Allison. « MUTUELLE »: Complementary Health Insurance covering medical costs when not reimbursed by the National Health Organization called Securité Sociale or CPAM in France. "Top-up/Voluntary insurance in France is an insurance policy which provides for reimbursement of medical costs in addition to the State insurance fund. Nous sommes donc heureux d'annoncer un accord d'acceptation mutuelle des données avec VdS, a déclaré Chris Hasbrook, vice-président et directeur général du groupe Built Environment d'UL. 1 of 2 Go to page . Within 2 months of arriving in France, student awardees are required to subscribe to a supplemental health insurance plan, the cost of which is reimbursed upon presentation of proof of enrollment up to a maximum amount set each year by the Ministry of Foreign Affairs. Found inside – Page 62All classes of life insurance (individual and group) Parent Company.' A member of The Mutuelles du Mans Assurances Group Companies of The Mutuelles du Mans Assurances.' In France: La Mutuelle du Mans Assurances I.A.R.D.; La Mutuelle du ... For both components of the program, the scholarship is awarded for the academic year corresponding to the call for applications. This is known in France as "mutuelle" and it's designed to offset additional health and medical costs. Phone number. Your Carte Vitale can be supplemented by an optional private 'mutuelle' insurance scheme, which will reimburse you for some of the fees not covered by the compulsory health insurance scheme. view all. The company offers personal, health, and life insurance services. For awardees from outside the European Economic Area, Campus France will provide health insurance coverage until the effective date of the awardee’s enrollment in the French Social Security system. . The group's insurance subsidiaries serve more than 16,5 million policyholders. With our private international healthcare insurance, you're seen and treated quickly when you're ill. From emergency assistance to everyday help, the IMA Group aims to make its beneficiaries' lives safer and simpler across multiple domains: secure mobility, the connected, secure home, health and wellbeing, and legal services. Supplemental health insurance (“mutuelle”). A mutuelle, which also sometimes goes by the name of insurance top-up or complémentaire santé, is an insurance (assurance) policy in France that reimburses for medical costs that aren't covered by French Social Security. Drawing on the survey results, the book identifies some key roles governments can play to support the development of sustainable, affordable, and cost-effective agricultural insurance programs. 0 other reviews that are not currently recommended. Alan est une Société Anonyme (SA) au capital de 838 571,80 € entièrement libéré (Siren: 818 353 070 R.C.S. Round-trip international air travel between the awardee’s home country and France. You can also get top-up insurance called a 'mutuelle'. It is fully-owned by Banque Federative du Credit Mutuel S.A. (BFCM, A+/Stable), which coordinates the group's subsidiaries, and is a sister company to Cautionnement Mutuel de l'Habitat (CMH). In addition to outstanding public health insurance in France, most people pay to carry supplemental French health insurance. A person with a top-up insurance card has the treatment recorded and the appropriate balance reimbursed by their mutuelle. Fondée en 1934 en France, la Garantie Mutuelle des Fonctionnaires (GMF) est une compagnie d'assurance connue pour être le 1er assureur des agents des services publics. Insurance accounts for 30% of net income attributable to owners of the company. Found inside – Page 10The section on France contains the following : Organization cf agricultural insurance , by René Worms , pp . 649-650 ; Mutual cooperative insurance societies , by Tourman , po . 650-651 ; Reinsurance associations , by Albert Viger , p .

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